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Burglary Insurance
- Retail businesses, shops, and warehouses with high-value assets that need protection from theft.
- Manufacturing facilities with large amounts of goods or assets that are at a higher risk of theft.
- Compensation for Material Damage: Ensures that your assets are compensated in the event of theft.
- Minimising Financial Losses: Helps stabilize and quickly restore business operations after an incident.
- Protecting Business Reputation: Unresolved losses can damage partner and customer confidence, but timely resolution with Burglary Insurance helps maintain trust.
Your duty of disclosure
Before you enter into, renew, vary, extend or reinstate a commercial insurance contract, you must tell the insurer everything you know, or could reasonably be expected to know, that is relevant to its decision to insure you and on what terms. You do not need to disclose anything that reduces the risk, is common knowledge, the insurer knows or ought to know, or that the insurer has waived. If you do not comply, the insurer may reduce or refuse a claim or cancel the contract. If the failure was fraudulent, the insurer may treat the contract as if it never existed.
Before you buy
Read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for any policy before deciding. The PDS sets out what is and is not covered, the limits and the excesses. The TMD describes the class of customer the product has been designed for. We will provide the current PDS and TMD for any policy we recommend, or you can request them from us.