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Portable and Valuable Items Insurance
Portable and Valuable Items Insurance is designed to protect portable assets such as laptops, tablets, mobile phones, and other valuable items against risks of loss, damage, or theft. This type of insurance is particularly beneficial for individuals or businesses that require frequent travel. Losing or damaging portable assets can disrupt work, but with this insurance, you can be assured that your important assets are always protected, ensuring that work is not affected.
Suitable Customers: Individuals or businesses owning multiple valuable portable items, especially those who frequently travel, such as salespeople, technicians, or business managers.
Key Benefits:- Protection on the Move: Ensures safety for high-value portable devices against risks such as loss, damage, or theft
- Keeps Assets Safe: Ensures that important devices are always protected, allowing individuals and businesses to focus on work without worrying about asset loss.
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Get A QuoteYour duty of disclosure
Before you enter into, renew, vary, extend or reinstate a commercial insurance contract, you must tell the insurer everything you know, or could reasonably be expected to know, that is relevant to its decision to insure you and on what terms. You do not need to disclose anything that reduces the risk, is common knowledge, the insurer knows or ought to know, or that the insurer has waived. If you do not comply, the insurer may reduce or refuse a claim or cancel the contract. If the failure was fraudulent, the insurer may treat the contract as if it never existed.
Before you buy
Read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for any policy before deciding. The PDS sets out what is and is not covered, the limits and the excesses. The TMD describes the class of customer the product has been designed for. We will provide the current PDS and TMD for any policy we recommend, or you can request them from us.