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Marine Cargo Insurance
Marine Cargo Insurance covers expenses related to the loss or damage of ships, cargo, ports, or any other transportation means or goods during transit, acquisition, or storage between the point of origin and the final destination.
Marine Cargo Insurance can be complex, as it involves numerous variables and depends greatly on the specific circumstances of your business. At Le Insurance, we understand that each business faces unique challenges when transporting goods. Our tailored solutions ensure that every detail is considered, providing the right protection for your cargo, no matter the journey.
Any business that sends or receives goods. Key industries that rely on transporting goods include:
- Manufacturing – bringing in raw materials and distributing finished products
- Agriculture – primary producers transporting goods from their farms
- Wholesalers – moving goods from producer to retailer
- Retailers – moving stock from warehouses and stock transfers
- Mining – importing and exporting raw materials and equipment.
Your duty of disclosure
Before you enter into, renew, vary, extend or reinstate a commercial insurance contract, you must tell the insurer everything you know, or could reasonably be expected to know, that is relevant to its decision to insure you and on what terms. You do not need to disclose anything that reduces the risk, is common knowledge, the insurer knows or ought to know, or that the insurer has waived. If you do not comply, the insurer may reduce or refuse a claim or cancel the contract. If the failure was fraudulent, the insurer may treat the contract as if it never existed.
Before you buy
Read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for any policy before deciding. The PDS sets out what is and is not covered, the limits and the excesses. The TMD describes the class of customer the product has been designed for. We will provide the current PDS and TMD for any policy we recommend, or you can request them from us.