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Money Insurance
Money Insurance provides protection for cash and other financial assets of a business against the risks of theft and loss during transit or while being stored on business premises. This type of insurance is particularly important for businesses that handle large amounts of cash, as it helps maintain financial stability.
Who Needs This Insurance:
- Retail businesses and restaurants that regularly store significant amounts of cash on-site.
- Businesses that need to transport cash between different locations or to the bank.
- Protect Cash Assets: Ensures that cash and other financial assets are kept safe from potential risks.
- Compensation for Incidents: Helps businesses recover quickly from cash-related incidents, avoiding disruptions to business operations.
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Get A QuoteYour duty of disclosure
Before you enter into, renew, vary, extend or reinstate a commercial insurance contract, you must tell the insurer everything you know, or could reasonably be expected to know, that is relevant to its decision to insure you and on what terms. You do not need to disclose anything that reduces the risk, is common knowledge, the insurer knows or ought to know, or that the insurer has waived. If you do not comply, the insurer may reduce or refuse a claim or cancel the contract. If the failure was fraudulent, the insurer may treat the contract as if it never existed.
Before you buy
Read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for any policy before deciding. The PDS sets out what is and is not covered, the limits and the excesses. The TMD describes the class of customer the product has been designed for. We will provide the current PDS and TMD for any policy we recommend, or you can request them from us.